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General liability insurance
General liability insurance that protects your small business
Our agents provide fast, competitive quotes, so one accident does not put your business at risk.
Protection from legal liability when a third party is hurt or their property is damaged
Commercial general liability insurance quotes can be issued as monoline or as part of the business owner’s policy package.
It provides an insured protection for legal liability that arises from injuries or damages sustained by a third party. The public commonly calls this “trip and fall” insurance, which is clearly slang.
Types of injuries or damages covered
Bodily injury
Property damage
Personal injury
Advertising liability
General liability is required in many different instances
Here are a couple of examples.
Landlords and tenants
Most landlords require tenants to carry general liability to cover accidents that occur inside their units.
Landscapers and handymen
Most homeowners do not ask their landscapers or handymen for proof of general liability, but they should.
Contractors
Contractors need proof of insurance before they can start a job and get paid for their work.
Why it matters
What happens if the landscaper falls out of the tree she is trimming, or the handyman falls off the roof?
These are just a couple examples of why general liability insurance is important.